Ten years have passed since we started our Top 10 scams list and it's amazing, looking back, how many of the scams we predicted a decade ago continue to plague victims, as you'll see if you check out that original list, Herbal Viagra and the other 9 top scams for 2001.
Those were relatively early days of the Internet, of course. Users were fewer and so were the number of crooks using the web to hook their victims.
Since then, the rapid change in the shape and operation of the Internet, notably the huge growth of social networking, has introduced new techniques for delivering scams, and the number of victims has gone up by leaps and bounds.
Click here to read the full article.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
Thursday, December 30, 2010
Saturday, December 25, 2010
Hijacked Accounts Lead to New Shipping Scam
Crooks have turned their attention to small business fraud by hijacking firms' UPS and FedEx accounts, which they then use for their own benefit, often for sending out fake advance payment checks and shipping drugs.
This means, of course, that there's no way of identifying the crooks, since the packages go out through the accounts of innocent companies.
In the case of bogus checks, the use of legitimate company accounts also helps the scammers in their efforts to convince recipients that the deal, in which they're supposed to wire money, is genuine.
Click here to read the full article.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
This means, of course, that there's no way of identifying the crooks, since the packages go out through the accounts of innocent companies.
In the case of bogus checks, the use of legitimate company accounts also helps the scammers in their efforts to convince recipients that the deal, in which they're supposed to wire money, is genuine.
Click here to read the full article.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
Sunday, December 19, 2010
7 Holiday Myths, Legends, Hoaxes and Superstitions
At this time of year, holiday myths and hoaxes add to the spice of the season -- though they're not always laden with good will.
Many urban legends about Christmas, especially religious ones, have been around for years and yet they still reappear each year.
Three, in particular, were highlighted in a previous issue of Scambusters, Are These Three Christmas Urban Legends True?. And we can report that they're still alive and kicking today.
Click Here to read the full article.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
Many urban legends about Christmas, especially religious ones, have been around for years and yet they still reappear each year.
Three, in particular, were highlighted in a previous issue of Scambusters, Are These Three Christmas Urban Legends True?. And we can report that they're still alive and kicking today.
Click Here to read the full article.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
Friday, December 10, 2010
Watch Out For 7 Online Games Scam Tricks
Fans of multi-player role-playing games, cell phone quizzes and online casinos have handed over all kinds of swag, from virtual "gold" and other imaginary credits, through real cash to personal details in a phishing scheme aimed at identity theft.
The irony is that, in at least some online games, it's perfectly legit to scam others within the scope of the gameplay, though not, of course, in the real world!
Read about the 7 online game scam tricks here and don't be a loser.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
The irony is that, in at least some online games, it's perfectly legit to scam others within the scope of the gameplay, though not, of course, in the real world!
Read about the 7 online game scam tricks here and don't be a loser.
©Copyright Audri and Jim Lanford. All rights reserved.
Reprinted with permission.
Subscribe free to Internet Scambusters at
http://www.scambusters.org
Thursday, December 9, 2010
YOU CAN DO THIS C.J. Hayden, MCC
I've been hearing from many entrepreneurs lately that they are struggling. Our economy is still lagging and the year-end holidays can be a slow time for some businesses. There's been enough bad news in the past couple of years that some business owners remain fearful of what the next news report might bring. Many entrepreneurs are feeling pessimistic, or even worse, powerless, as if there's nothing they can do.
But there is something you can do. When you're in business for yourself, there is always something you can do. This is both the blessing and the curse of being an entrepreneur.
There are many difficulties that come with being a business owner. You have to get up every morning and go to work with no boss looking over your shoulder to tell you what to do and make sure it gets done. You never know whether what you're doing will pay off. You have to manage a fluctuating income, unexpected customer demands, and balancing the needs of your business with your own personal needs and those of your family.
But it can be done. You can succeed. And you can do so in any economy, at any time of year, and regardless of what roadblocks appear in your path. Look around you right now. Are some entrepreneurs in your field succeeding at this very moment? Yes? Then you can, too.
I don't have all the answers. No entrepreneur ever does. But here are some steps you can follow to put your business on the success track, now and any time you find yourself struggling.
1. Get grounded.
What made you decide to start your own business in the first place? Were you seeking more independence, control over your time, a higher income, to practice the profession you love, to make a difference in the world? Whatever your original vision of entrepreneurship was, get back in touch with it. The dream that motivated you in the first place can inspire you again.
Spend an hour recreating your business vision. Visualize your enterprise as a success, giving you everything you dreamed of. Write down what you see, or draw it, if you prefer. Imagine yourself living it. Then keep your vision in your sights. Re-read it or gaze at the picture every Monday morning and whenever you feel down or stuck. Let your vision guide your choices about what to do -- or not do -- to create the business you desire.
2. Get real.
What is it really going to take to make your business more successful? Do you need to improve your marketing, manage your time better, find a new customer base, raise your prices, lower your expenses, get more help? Too many entrepreneurs spend precious time "rearranging the deck chairs on the Titanic." Just doing more of whatever you're doing now is rarely the answer. What do you need to do differently?
Outside perspectives can help a great deal with this question. Read entrepreneurial books like Gerber's The E-Myth Revisited or self-management books like Covey's First Things First. Ask for opinions from successful entrepreneurs you trust. Hire a consultant or business coach to help review your options. Allow yourself to explore new possibilities with a beginner's mind.
3. Get going.
What is the most important thing you could do today to boost your business? Now, are you doing it? Procrastination, fear, and self-sabotage kill more small businesses than external factors like economic conditions and changes in the marketplace. Make a three-item to-do list every day of what your business needs most to succeed, then make those items a priority. If you have trouble getting started on a task, commit to spend at least five minutes and see if that breaks the log jam.
There are many entrepreneurial tasks that can provoke fear, bring up resistance, and otherwise seem too difficult to tackle. But as Julia Cameron, author of The Artist's Way, said, "It is far harder and more painful to be a blocked artist than it is to do the work." Substitute your own occupation for the word "artist," and you'll probably agree.
4. Get help.
What or who can provide the support you need to succeed? It's a rare entrepreneur indeed who is completely self-motivating, knows everything necessary to build a successful business, and already possesses all the skills required. There is no rule that says you have to succeed on your own or it doesn't count. In fact, I'd argue that trying to succeed without help is more likely a recipe for failure.
Take a class to learn more about topics like sales or finances. Work with a business or marketing coach for ongoing support. Hire professionals for focused help with copywriting, bookkeeping, web design, or any other area where you're not an expert. Join an action group, success team, or mastermind group for entrepreneurs. Don't wait until you're drowning to ask for a life jacket.
It's time to take back your power to create your own future as an entrepreneur. Put pessimism on hold, and surround yourself with people who believe in you. Make smart choices about what will make a difference in your business, then take action on what you choose. You can do this.
Copyright © 2009, C.J. Hayden
Read more free articles by C.J. Hayden or subscribe to the GET CLIENTS NOW! E-Letter.
But there is something you can do. When you're in business for yourself, there is always something you can do. This is both the blessing and the curse of being an entrepreneur.
There are many difficulties that come with being a business owner. You have to get up every morning and go to work with no boss looking over your shoulder to tell you what to do and make sure it gets done. You never know whether what you're doing will pay off. You have to manage a fluctuating income, unexpected customer demands, and balancing the needs of your business with your own personal needs and those of your family.
But it can be done. You can succeed. And you can do so in any economy, at any time of year, and regardless of what roadblocks appear in your path. Look around you right now. Are some entrepreneurs in your field succeeding at this very moment? Yes? Then you can, too.
I don't have all the answers. No entrepreneur ever does. But here are some steps you can follow to put your business on the success track, now and any time you find yourself struggling.
1. Get grounded.
What made you decide to start your own business in the first place? Were you seeking more independence, control over your time, a higher income, to practice the profession you love, to make a difference in the world? Whatever your original vision of entrepreneurship was, get back in touch with it. The dream that motivated you in the first place can inspire you again.
Spend an hour recreating your business vision. Visualize your enterprise as a success, giving you everything you dreamed of. Write down what you see, or draw it, if you prefer. Imagine yourself living it. Then keep your vision in your sights. Re-read it or gaze at the picture every Monday morning and whenever you feel down or stuck. Let your vision guide your choices about what to do -- or not do -- to create the business you desire.
2. Get real.
What is it really going to take to make your business more successful? Do you need to improve your marketing, manage your time better, find a new customer base, raise your prices, lower your expenses, get more help? Too many entrepreneurs spend precious time "rearranging the deck chairs on the Titanic." Just doing more of whatever you're doing now is rarely the answer. What do you need to do differently?
Outside perspectives can help a great deal with this question. Read entrepreneurial books like Gerber's The E-Myth Revisited or self-management books like Covey's First Things First. Ask for opinions from successful entrepreneurs you trust. Hire a consultant or business coach to help review your options. Allow yourself to explore new possibilities with a beginner's mind.
3. Get going.
What is the most important thing you could do today to boost your business? Now, are you doing it? Procrastination, fear, and self-sabotage kill more small businesses than external factors like economic conditions and changes in the marketplace. Make a three-item to-do list every day of what your business needs most to succeed, then make those items a priority. If you have trouble getting started on a task, commit to spend at least five minutes and see if that breaks the log jam.
There are many entrepreneurial tasks that can provoke fear, bring up resistance, and otherwise seem too difficult to tackle. But as Julia Cameron, author of The Artist's Way, said, "It is far harder and more painful to be a blocked artist than it is to do the work." Substitute your own occupation for the word "artist," and you'll probably agree.
4. Get help.
What or who can provide the support you need to succeed? It's a rare entrepreneur indeed who is completely self-motivating, knows everything necessary to build a successful business, and already possesses all the skills required. There is no rule that says you have to succeed on your own or it doesn't count. In fact, I'd argue that trying to succeed without help is more likely a recipe for failure.
Take a class to learn more about topics like sales or finances. Work with a business or marketing coach for ongoing support. Hire professionals for focused help with copywriting, bookkeeping, web design, or any other area where you're not an expert. Join an action group, success team, or mastermind group for entrepreneurs. Don't wait until you're drowning to ask for a life jacket.
It's time to take back your power to create your own future as an entrepreneur. Put pessimism on hold, and surround yourself with people who believe in you. Make smart choices about what will make a difference in your business, then take action on what you choose. You can do this.
Copyright © 2009, C.J. Hayden
Read more free articles by C.J. Hayden or subscribe to the GET CLIENTS NOW! E-Letter.
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