Identity Theft: How to Freeze Your Credit

2014 has turned out to be a disastrous year for identity theft, especially with the theft of credit card details and numerous security breaches at retailers and card companies.

In fact, most of us will probably be lucky if at least one of our credit card details failed to end up in the hands of crooks.

The only consolation is that, in many cases, these data thieves end up with incomplete information. For example, they may have your card number but not the three-digit security code on the back. Or they may be short of other critical identifying information.

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